After five years on the road, I’ve think I’ve finally come up with a good template for tracking our full-time RVing home and business expenses.
Sure, there are household budgeting apps out there, but as business owners, they don’t work for us. We’re forced to keep one Quickbooks file for our business, and another for personal expenses, and the only way to get a complete picture of where our money is going is to plug all of the monthly numbers into a spreadsheet.
I’m happy to share my full-timing spreadsheet with you here, as long as it’s for your own personal use.
Each Dollar Gets a Name
Monthly budgets fluctuate throughout the year depending on when things like dues, insurance and taxes hit your wallet. As Dave Ramsey says, the best way to keep a household debt-free is to assign each dollar a name at the beginning of every month. You must create a new budget forecast at the start of every month.
I’m no spreadsheet guru, but so far this my best one. Some line items are specific to our business needs and lifestyle, so feel free to edit away. If you see any glaring errors or have suggestions for improvement, let us know.
Happy Holidays! Here’s my gift to you; a way to keep track of where your money’s going in 2013. Enjoy.